Elvis Research Paper - Helping Students Write Better Essays

<h1>Elvis Research Paper - Helping Students Write Better Essays</h1><p>Have you at any point took a gander at an Elvis Presley Research Paper? They have been utilized in school for a considerable length of time and they are as yet being utilized. You ought to think about this and choose if you can utilize one of these papers for your article. An Elvis Research Paper might be exactly what you have to overcome your composing aptitudes test.</p><p></p><p>Researchers have discovered that the entirety of the composing abilities test (or exposition) questions will hit the essayist's inner mind. Much the same as when you're considering playing baseball, everything that you will do when you are playing will all be going through your mind. It is something very similar with an article. You can discover an Elvis Research Paper on practically any school composing test.</p><p></p><p>The composing abilities test for school composing will request that the understudy compose a letter, an article, or an audit exposition. It may likewise get some information about a spot, however not really to expound on something that occurred there. You may be contemplating internally, 'What would i be able to state about a spot that has happened there?'</p><p></p><p>When you consider a spot that has occurred in the Old Testament, you may get some information about the diseases that God managed out on Egypt. At the point when you consider where Abraham was the point at which he got his child Isaac, you may likewise ask yourself what happened to Abraham's sheep when God took it.</p><p></p><p>Your inquiries concerning spots and occasions from your own life can likewise be replied with an Elvis Research Paper. A few understudies probably won't think about the territories of the mind that control memory, yet they can generally talk with an Elvis Research Paper for a decent beginning. T his is something that can prove to be useful on the off chance that you can't expound on what is on your mind.</p><p></p><p>If you are uncertain about how to move toward it, at that point you might need to converse with somebody who find out about the subject than you do. This could be a guide or educator at your school. They will have the option to point you the correct way, or even give you a clue with regards to where you should start your research.</p><p></p><p>Most of the time, individuals realize little to nothing about this region of study. Notwithstanding, there are individuals who have really spent their whole lives concentrating how their mind forms things. These individuals think pretty much everything there is to think about your brain.</p><p></p><p>Any time you need to discover an Elvis Research Paper, the best activity is to go on the web. You can really discover the entirety of the data you need d irectly here on the Internet. Simply type in 'Elvis Research Paper' and afterward click search to discover the data you are looking for.</p>

Choosing Essay Topics Related to Science Is Simple

<h1> Choosing Essay Topics Related to Science Is Simple </h1> <p>Sociology course requires a great deal of perusing. Individual perspectives aren't acknowledged and it shouldn't be expressed. As you have watched, various types of article subjects have different techniques to move toward them, and likewise, they have their own advantages. These points will be useful for people who wish to make papers about the subject referenced above looking like a typical activity. </p> <h2> Lies You've Been Told About Essay Topics Related to Science</h2> <p>For model, one inquiry that escapes science in the 21st century is the best approach to fix malignant growth. Since there are heaps of extraordinary districts of wellbeing science, the types of professions are similarly as various. Subjects identified with wellbeing give an awesome scope of decision. The really stunning thing about science is there are such huge numbers of points you can expound on payin g little mind to which course you're taking. </p> <h2> The Good, the Bad and Essay Topics Related to Science </h2> <p>In decision, the book gives a total collection of perspectives on AI and doesn't avoid talking about some questionable points connected to AI like genius and awareness. At the point when you are done with your article, you should not just check it for spelling and linguistic blunders, however by and by, it likewise must be checked for intelligent false notions. At the point when you're composing a science paper, you should be sure that you settle on a proper theme. Factious expositions are much of the time utilized in logical fields where there are very few clear answers, and may be fervently bantered by different researchers with different perspectives. </p> <h2>Essay Topics Related to Science Options </h2> <p>The inescapable development of contemporary correspondence innovation is an amazingly predominant issue in the present age. Presentation of logical investigates, musings and methods to the territory of instruction has brought a generous measure of positive move in the new age and gave them assortment of new and propelled chances to work in the zone of their own advantage. Innovative headway in the present life has given us heaps of amazing experiences all around the globe. Information science, together with innovations like AI and man-made reasoning, has discovered its approach to endless security arrangements. </p> <h2>The End of Essay Topics Related to Science </h2> <p>Let your creative mind meander and your are ensured to consider your very own excellent subject. Numerous understudies find that they just should talk through two or three theme thoughts until they make their last choices. </p> <p>These subjects are intended to assist understudies with distinguishing some supportive sources. There are a few influential paper subjects to pick from to compl ete your secondary school or school task. Understudies are acclimated with the reality which their educators give them with the task's subject. Understudies that need over a rundown of good themes may recruit proficient scholarly journalists online to obtain the most extreme evaluation with no unmistakable endeavors. </p> <p>Instead, start the second the task is given with the goal that you can have plentiful time to choose a subject, do your examination and produce the last draft. Without a doubt, you may have a specific theme alloted to you. Valuable techniques on point definition can be found in Topic determination segment. Start by picking a point, make your layout, and after that you may be able to discover every one of your affairs in order. </p> <h2> Essay Topics Related to Science Secrets</h2> <p>Hence, in the event that you think banking articles are exhausting simply like your organization considers are, at that point you're most likely wrong here. Whatever you choose to compose on, be certain that it's clear and easy to fathom. In the event that it goes to any class in the medicinal services field, considering and article composing can have a protracted second. </p> <h2> Essay Topics Related to Science for Dummies </h2> <p>Instead of just quickly expounding on your contentious article subject, you initially need to consider what it is you are probably going to return on your paper through a strategy of conceptualizing and pre-composing. With every one of these choices to investigate, it tends to be extremely overpowering to pick a solitary point for your paper especially if your teacher has given you an open-finished kind of task. Aside from investigating test papers and models, you may likewise look for exhortation from your educator in the event that you don't have a clue how to structure your paper. </p> <p>Health science experts are accessible in numerous interesting spots. Portray the subject of biotechnology and the manner in which it has affected the subject of wellbeing science. Something else, a companion who's learned about science subjects may be incredible asset, as well. For inquire about inquiry, it should be proper to certain district of software engineering that is being investigated, and it must be pointedly and explicit centered. </p> <p>If you need to set up such expositions for everyone to peruse, ensure your words don't lead anybody to track with the inaccurate way of treatment, drug or exercise. There's no need in making an assurance, which medical issue or marvels is progressively critical as of now or what's left in the shadows and must be edified at any rate in your paper. Possibly you by and by have a summed up thought of what things to write in your brain, and the accompanying will permit you to focus on some particular idea or maybe change your decision. At the point when you own a rundown before your eyes, it will b e significantly simpler to make your mind and begin thinking about a particular issue. </p> <h2> Definitions of Essay Topics Related to Science </h2> <p>Criteria for the choice could be reliant on your advantage and the information you have with respect to this issue. It is fundamental that the understudy have a far reaching understanding about ramifications of his subject and have free and perfectly clear assessment. Understudies need to examine their discoveries and they need to consider additionally the suggestions. They can look into about most recent advancements just as future prospects in certain subject. </p> <h2> Essay Topics Related to Science Secrets That No One Else Knows About </h2> <p>You're fortunate as there are tips which you can follow and fill in as your rules recorded as a hard copy the extensive paper. The delineation of a layout is given beneath. In the event that it's important to compose your entire article in 1 day, do your absolute best to give yourself breaks so you don't wear out. There are numerous means which you should take to have the option to compose an extraordinary paper. </p> <h2> The Downside Risk of Essay Topics Related to Science </h2> <p>Data isn't especially agreeable or intriguing right now, yet in any case, it very well may be, especially with the help of plan and perception. On the other side, on the off chance that you already have a programming work and your goal is to get a superior perception of the manner by which a PC works, at that point sure, perhaps learning C or Assembly is a sublime idea, yet it is all subject to your objectives. In case you're mistaken for various intriguing themes to look into on the web, it's greatly improved to pick what intrigues you the most. Understudies can profit the most excellent software engineering assignments at a sensible cost. </p>

Tips For Writing a College Essay

Tips For Writing a College EssayIs your favorite academic subject essay ready for the college environment? Academic writing is always a little different, since there are so many things to take into consideration. Nevertheless, the types of rules to follow are the same whether you are writing for yourself or for others.The first step, of course, is to decide what the topmost needs are. Then, you can move forward with the writing. For example, if your class is filled with smart students who are all pursuing a degree, you can't go into detail about the course you're taking, the grades you need, and so on. The students in your class will be very pleased that you don't try to force a message onto them.However, if you are writing for someone else, such as your daughter or sister, you might be able to break the ice a little. Explain that you know them like history, but if you write that way it may come across as corny. Use more informal language in your essays, and mention you are going to try different styles, or write for another purpose. 'If you don't mind me asking, what is your favorite academic subject?' might be a good starting point.If you are looking at college writing for business purposes, you might be concerned that your students won't respect you if you choose to put too much information in the essay. However, remember you're working with college students, not business executives. The best way to please them is to give them great information in the same way you would if you were writing for someone else. Be sure to avoid providing any information that is unimportant, or that is not directly relevant to the class.No matter what your chosen topic, your readers should understand you at your most convincing and authentic in the present time. At the same time, you want to convey your personality. If you are conservative, your writing can emphasize this without sounding corny. If you like to have fun, your writing will reflect this as well.Good writing in an ac ademic subject essay also uses some of the classic tools such as specific examples, dialogue, and data to illustrate points. However, you should not use a vocabulary that is too technical. You should use words that are easy to understand and explain.When you're writing for a college-level class, you will generally be working on a regular basis, rather than writing on vacation. You want to be able to quickly identify when you've used an incorrect word or made a grammatical error. For this reason, there are some key pointers to keep in mind, such as using correct punctuation. Finally, you should make sure you have something to say in the end of the paragraph, without sounding pretentious.These are just a few tips for writing a well-crafted academic subject essay. Any college writing class should provide tips on how to make these a part of your writing process.

Using Assertiveness Essay Samples

Using Assertiveness Essay SamplesMany people struggle with assertiveness because they are not confident about their ability to formulate an effective essay. In fact, almost everyone in the world feels they are 'slow' and is struggling with it at some point in their lives.Assertiveness is a very important concept for people to get used to, so it's worth paying attention to the different techniques you can use to demonstrate it in your essays. As long as you are confident and content with yourself, you can show it in all sorts of ways. One of the best ways to do this is by reading assertiveness essay samples.Assertiveness is not some concept that will pop out of nowhere. It needs to be taught over time through effort and practice. You can make use of these sample essays to help you in this process.One way to show assertiveness is to compare yourself to others in the essay. Many times, you will find yourself having a difficult time expressing how you feel, because your classmates are wa y more confident than you are. Reading these examples will help you out of that dilemma. Another technique is to look at your essays and see what you can do to improve them.Some people tend to edit their essays after they have finished them. This is a totally normal thing to do, but it's still good to know that you can use an assertiveness essay sample to help you out. Editing your essays might make your grades more consistent and you may also want to rewrite them again once you are done with the first draft. This is a good way to improve your confidence and you might even find that your essays are better as a result.If you are struggling with assertiveness in your essay, you will need to try a few different methods to see which one works best for you. Keep practicing until you start getting better at it. Then you can start showing it off in all sorts of ways.Some people are intimidated by the idea of writing an essay and that is completely understandable. The best way to go about i t is to use the different essay samples available online to help you get started.

Creon A Bad Leader - 800 Words

! Creon: A Bad Leader Being a good leader means that someone is humble, thoughtful and unselfish. Creon is a rather weak man who has been placed into a position of authority and is incapable of handling the position well. He is a self-conceited man who is also very narrow minded. Creon who only thinks of himself, not the good of the people, causes him to lose many dear family members. And he doesn t like to be wrong or to be told that he is wrong. He is stubborn and doesn t want to change his mind for anything or anyone, which prevents him from being able to know how to handle situations well. Creon was not able to lead well, because he let the huge amount of power he had go to his head. His pride and selfishness clouded him†¦show more content†¦When he finally agrees that maybe he should free Antigone and bury Polyneices, he does those two things, but not soon enough. Antigone is left in the tomb, while Polyneices is being given a proper burial, and she hangs herself before she can be let out. After Antigone’s suicide, Haemon, Creon’s son who was in love with Antigone, and Creon’s wife also commit suicide and Creon must face the fact that his misguided stubbornness has killed everyone that was dear to him. Because of Creon’s cruelty, he lost his loved ones and all of his respect, because it was only when suffering became personalized to himself that he realized what an ineffective leader and self-centered person he has been. A good leader needs to be open about others thoughts and opinions in order to come up with what is best for everyone. Creon obviously is not a good leader at all, because he can’t appreciate and listen to many problems from different perspectives. Creon s pride causes him to be afraid to admit that he has made a mistake; and it leads to his downfall and drags his loved ones down with him. For instance, he could have opened his mind to others ways of thinking or take a vote as to what the people wanted to do. Instead, he took complete control of the situation, which ended up making him look like an idiot. Earlier in Antigone, Haemon asks Creon to let Antigone go, because he said he heard that â€Å"the city mourns forShow MoreRelatedPolitical Power During The Time Of Sophocles King Essay1508 Words   |  7 Pageseverything. Kings during this time often relied on others when it came to making decisions such as the gods. We can ask many questions when it comes to political power in the plays of Sophocles. Can an arrogant leader really make the right choices for the people? We have many examples of how these leaders used their political power. Political power in both of these stories had tragic outcomes. We can also ask if the rulers were really making mad decisions or if they were really just a victim of some unfortunateRead MorePride Found in Antigone 951 Words   |  4 Pagesmade by people by his or her conscience because in hindsight it is not the most intelligent resolution. When Creon does not take the advice of Haimon or Tiresias he obstinately refused because he believed his thoughts were alway s correct. In like manner, Creon had no real reason to make the law against burying Polynices because no one in the country wanted it but him. Furthermore, King Creon did not go through with his law because Antigone wanted to die and his felt that if she died feeling that wayRead MoreAntigone And The Adjustment Bureau Essay1066 Words   |  5 Pagessimilarities but one that sticks out to me is the characters choices and consequences. The main characters I noticed was David Norris and Creon. They both were major parts in their piece of art so they made many choices that had consequences. They both had something to do with politics and higher powers. With similarities also comes differences. David Norris and Creon where definitely different people with very different personalities and beliefs. David Norris has things in common with multiple charactersRead MoreAnalysis Of Creon s The King Of Oedipus 941 Words   |  4 Pagesentirety of the play. In the very beginning of the play when both brothers, Eteocles and Polynices, are dead, Creon says that anyone who tries to bury Polynices will not do so unharmed. He does not care that Polynices was the son of Oedipus, a brother, or even a person; Creon only saw Polynices as a traitor and Antigone as a traitor as well for trying to give her brother a proper burial. Creon never got off of his high horse to ever put himself in Antigone’s position as a person with a sibling. If itRead More Sophocles Antigone - Antigone and Creon, the Powerful Protagonists1244 Words   |  5 Pagesthese characters is the protagonist; the other is the antagonist. The protagonist is generally regarded as the good guy, and the antagonist is the bad guy. In Sophocles play Antigone, the lines between protagonist and antagonist are blurred. In the Greek tradition, the title character is the protagonist, but in this play, the supposed antagonist Creon also displays characteristics of the protagonist. Websters Dictionary defines protagonist as one who takes the leading part in a drama; henceRead MoreAn Effective Leader : Creon, King Of Thebes, From The Play Antigone1471 Words   |  6 Pagesme most about how to be an effective leader is Creon, king of Thebes, from the play Antigone. Unfortunately, it wasn’t because of his outstanding and effective leadership qualities that offered me insight, but rather it was the skills in which he lacked as a leader. Such as, compassion, understanding, communication, and humility, just to name a few. His character helped me identify and think more in-depth about the most important attributes an effective leader should own. Creon’s leadership styleRead MoreThe Burial at Thebes1234 Words   |  5 Pagesnewly crowned King Creon. Antigone was passionate about doing right by her brother and burying him according to her religious beliefs even though Creon deemed him a traitor and ordered him to be left for the animals to devour. Creon was passionate about being king and making his mark from his new throne. Although they differed in their views, the passion Creon and Antigone shared for those opinions was the same, they were equally passionate about their opposing views. Creon would have found itRead MoreThe Tragic Heroes Of Sophocles Oedipus The King And Antigone1275 Words   |  6 Pagescontrolling characteristics one may have. It carves the path for many plays and stories and is usually not recognized until a situation is too late to fix. This is represented in the two plays Oedipus the King and Antigone by Sophocles. Oedipus and Creon, the two the tragic heroes, have ignorance built up inside of them, though both are different. They then both then have realisation of their blindness by self-love, either by themselves or others. It is only two late when they see reality because theyRead MoreThe Three Theban Plays by Sophocles882 Words   |  4 Pagesis found in those who take advice.† (Manimtim-Proverbs 13:10). In Sophocles, The Three Theban Plays translated by Robert Fagles, advice is one thing both Creon and Oedipus did not want to hear from people. A wise man will make mistake, take advice and learn, but a fool will not, they will let their pride get in the way. When I think of Creon and Oedipus, I think of them as fools; even though they both become king, they still lost something in the end due to their arrogance and excessive prideRead MoreThe True Tragic Hero of Antigone879 Words   |  4 Pageshero is thought of as a tall man who wears a cape and has super powers, but to the Greeks, it was very different. In every Greek tragedy, there is the tragic he ro, defined by Aristotle as a character who is an extraordinary person, with both good and bad qualities. Although the character reaches a level of insight, a tragic flaw, such as hamartia, leads to their failure in the end. A perfect example of this can be found in Sophocles’ trilogy, The Theban Plays which follows the struggling city of Thebes

Rise and Fall of Nokia

Question: Discuss about the Rise and Fall of Nokia. Answer: Introduction: In future I aim at being a highly proficient marketer. In my understanding, marketing is the buying of products in every store we visit, in this way every media message and decision got in devouring the item has been molded in view of the powers of promoting. Henceforth, promoting could be named as an administration procedure that is dependable in the recognizable proof, foresight and fulfillment of clients' prerequisites for benefits purposes. People tend to assume that marketing is all about selling and advertising, but thats not the case (Kerin, 2006). Hence, in greater context marketing is a management discipline which ensures producers of goods and services can effectively interpret the consumers desires and match, at times they may exceed them. In this case, perhaps we could critically evaluate what it means to be a professional marketer. The promoting strategy is essential to the business execution of associations, both considerable and little, since it addresses the most imperative parts of the market. It is about perception the forceful business focus and promising you can exploit key examples, accomplishing buyers with the right thing at the right esteem, place and time. Sharp elevating has provoked to various late business cases of defeating affliction - from pharmaceuticals to air ships, sports brands to sustenance and drink, business-to-business associations to nearly nothing, strength players (DePamphilis, 2015). On the other hand, history advises us that without legitimate promoting, you can't draw near to clients and fulfill their requirements and in the event that you can't, a contender most likely will. Getting close has turned out to be more vital than any other time in recent memory as computerized and portable innovation make advances into all parts of life. This upheaval has likewise given new instruments to make promoting more focused on, applicable and compelling. Today, as focused weights increment, advertising aptitudes have never been all the more profoundly esteemed. What was once observed as a departmental action is currently viewed as a bleeding edge business disposition for all workers (Steinbock, 2003). The experts who shape and execute marketing procedure contribute straightforwardly to the economy. Their aptitudes draw in and hold clients, manufacture deals and increment benefits creating riches for all. Marketing has become a trending factor such that many organizations especially small organizations are marketing without their realization. Now and again, you won't not publicize your administrations, but rather you most likely do endeavor to know your clients well. Your impulses let you know that making sense of what each client needs, and meeting those desires, will keep you in business. You realize that you have to enhance and augment existing items, and now and again grow new ones. Hence, if the definitions fit then you are known to have effectively marketed your products (Kotler, 2000). Therefore, the application of simple marketing framework in any organization tend to have a great significance, this is because of its ability to plan activities in advance, identify what works and effectively use them to boost your sales. Therefore, based on the above discussion in future as a marketer getting putting these to practice increases the proficiency in my ability as a marketer. Nokia addresses the level of social affair industry of Finland in the IT district. Two or three sorts of Nokia adaptable helped Nokia to open up the market. Back to the past circumstances, when Motorola is known as versatile hoodlum, Nokia displayed a sensible sound, keen appearance, with sweeping level of screen and exploring content menu cell phone, which had uncommon courses of action, in the interim entire world reviewed the name "NOKIA". Background and Problem definition From 1992, Nokia demonstrated their first GSM flexible 1011, till 1996 the 6110 technique out which finished persisting rich supply. By then in 19998 the world's first metal surface phone N8810 is out. The creation measure of Nokia's mobile phone had completed 1 billion, outmaneuvered Motorola, and changed into world's most basic PDA shipper. Around an equivalent time, Nokia as the essential creator to surely understood the changing case speculation with the world. This develop theory, made substitution contraptions changed into an eye-getting cleaned use thing, and this period is attested "Nokia 5100". Near to this, Nokia additionally made other world's "first", for example, displayed first PDA which contain beguilements, demonstrated first remote which reinforce WAP, in like way pushed world's first slide PDA thus on Till 2002, in the midst of this present year, Nokia released 7650, the guideline shading screen phone, the key PDA, first phone contain camera, this progress has subve rted wireless' standard imagine. In 2005, Nokia has changed the name of its period (Redhead, 2006). From the numbers to N course of action, showed N90, N91, and N70, this 3 Nokia moved cell are all around in light of Symbian S60 system, and was so conspicuous in the market. Starting 2007 after the area of iPhone, Nokia PDAs like Nokia N95 with Symbian OS beat the iPhone and had a decision 62.5% bit of the general business in Q4 of 2007 going before Microsoft's Windows versatile OS and RIM's BlackBerry. As the restriction persuaded the chance to be savage in 2008, Apple's iPhone 3G hit the market which started the climbing of the new kind of mobile phone inside the cellphone space. As Nokia felt undermined, Olli-Pekka Kallasvuo CEO of Nokia, had a go at everything in his significance to handle this new hazard yet Nokia's pie was being gotten away all around requested (Rothacher, 2004). Notwithstanding, when the iPhone third Generation phones hit the market with the new refined iOS working structure it immediately replicated the bit of the general business for Apple and reduced the Nokia's yield along to others. Nokia was still the market pioneer with a 40.8% bit of the pie in Q4 2008 with its new phone like Nokia 5800 Xpress music and Nokia E71 yet was d eclining. In 2008, Nokia picked up the Symbian working structure and the following year made it open source so that more applications could be made for Symbian working system. Incidentally, this improvement couldn't turn the fortunes of Nokia as in 2009 their bit of the pie of Symbian tumbled to 46.1% in Q4 2009 from 52.4% in Q4 2008. Regardless, in 2010 everything started to go into debilitation for Nokia as Google with its Android working structure close to Apple with the iOS started to eat into Nokia's business, and the other Symbian makers including Samsung and Sony Ericsson took up Android as their new working system (Tischer, 2012). In mid-2010, Nokia was the standard OEM to make contraptions with the Symbian OS while they were thinking about to adapt to extra cutting edge Operating Systems. The statement of problem under this study is to understand the reasons and challenges that led to failure of Nokia in the international industrial market land, as well as knowing the satisfaction levels of Nokia mobiles among people. Hence, this study tries to figure out the problems and issues relation to failure and preference levels of buyers of Nokia mobiles. As a marketer my contribution to this projects will be trying to develop effective strategies that could accurately fit Nokia marketing of their products (phones and accessories). Aim and objectives Try to understand the reason behind failure of Nokia smartphones Make an evaluation of the preference levels of Nokia mobile among consumers Figure out the issues and problems relating to the failure and downfall of Nokia mobiles. Research questions What are the reasons behind the fall of Nokia phones? Might the strategies undertaken by Nokia be the reason behind their fall? Was their marketing strategy reason behind the fall of the firm? Current Research The demand for smartphones phones is differed, along these lines the economy expect a key part with respect to efficiency for the phone and versatile industry. The late money related downturn has unmistakably impacted all players in the business and a couple have been constrained to exit (Fellman, 2008). The writing audit will along these lines consider advanced cell research and state of mind research for the most part and will quickly survey explore on PDA and its disappointment on guideline to change racial dispositions before inspecting the particular writing to create mentality change with respect to race relations. Sharma (2016) perceives that In 1992 Nokia was an aggregate. It was development driven and imaginative as far as finding new development openings, yet it had no genuine concentration, a low level of RD, and no substantial wagers on new innovation, it was centered around the Nordic nations It had an extremely solid, sound building society. Nokia was likewise considered to have a profoundly entrepreneurial and inventive soul and was generally perceived for the capacity to rebuild corporate structure and center when new opportunities came (Laamanen et al, 2016). Martin et al (2013) tends to argues that gadgets alone are insufficient anymore, buyers need an entire ordeal. Meaning that Nokia should have effectively considered this in their strategic plans. Proposed data collection and analysis approaches This research will focus on secondary method of data collection. Normally, existing writing concentrates on one specific issue at the time, e.g. organizations surviving business sector interruptions, way reliance, fabricating the dynamic capacities and so on. Investigating one marvel is lacking for a legitimate hypothesis building, along these lines it is significant to bolster the contentions with a current writing (Eisenhardt, 1989). With a specific end goal to have an exhaustive investigation of the issues in question, a solitary hypothesis approach is not adequate. This study requires a breakdown of a few speculations from unmistakable fields to clarify a complex basic leadership and vital administration under unpredictable conditions. In this way, the hypothesis talked about above raises a test to locate the observational proof that bolster every one of the speculations inside a solitary case. Therefore, A multi-hypothesis approach has been picked keeping in mind the end goal to get the hypothetical gauge for this to a great degree complex case. In terms of analyzing our research, through the use of available secondary resources. We will consider the results pertained to secondary sources. Hence, after making an analysis of this it would become easier to develop an effective argument about the reasons behind the fall of Nokia, as well as providing recommendations of what steps they could have taken. Milestones and schedule (Gantts Chart) Task name Duration Nov 2016 Dec 2016 Jan 2016 Feb 2016 March 2016 3W 4W 1W 2W 3W 4W 1W 2W 3W 4W 1W 2W 3W 4W 1W 2W Preparation 2 weeks Specification 2 weeks Planning 2 weeks Detail design 2 weeks Development 3 weeks Test plan 2 weeks Documentation 1 weeks Conclusion The overall aim of conducting this research is trying to understand the reasons as to why Nokia a giant mobile company fell. In this case, our focus in providing an in-depth analysis behind such events occurring. Therefore, after identifying the reasons behind the fall, we try and investigate recommendations that may suit the firms operations and become effective once again. The criteria of making decisions includes the use of marketing strategies as a method of solving the fall of Nokia. This should be regarded as the significant part of myself as a marketer through the recommendations that I will be making. References Kotler, P. (2000).Marketing management. Upper Saddle River, N.J: Prentice Hall. Kerin, R. A. (2006).Marketing. New York: McGraw-Hill/Irwin. DePamphilis, D. M. (2015).Mergers, acquisitions, and other restructuring activities: An integrated approach to process, tools, cases, and solutions. Steinbock, D. (2003).Wireless horizon: Strategy and competition in the worldwide mobile marketplace. New York: AMACON. Fellman, S. (2008).Creating Nordic Capitalism: The business history of a competitive periphery. Basingstoke: Palgrave Macmillan. Tischer, S. (2012).Measuring the impact of critical incidents on brand personality. Berlin: SFB 649, Economic Risk. Ollila, J., Saukkomaa, H., Powell, R., Ollila, J. (2016).Against all odds: Leading Nokia from near catastrophe to global success. Sharma, M. (January 01, 2016). Services of Mobile Commerce. Martin, N., Rice, J. (January 01, 2013). Spearing High Net Wealth Individuals: The Case of Online Fraud and Mature Age Internet Users.International Journal of Information Security and Privacy (ijisp),7,1, 1-15. Laamanen, T., Lamberg, J.-A., Vaara, E. (January 01, 2016). Explanations of Success and Failure in Management Learning: What Can We Learn From Nokia's Rise and Fall?.Academy of Management Learning Education,15,1, 2-25. Laamanen, T., Lamberg, J.-A., Vaara, E. (March 01, 2016). Explanations of success and failure in management learning: What Canwe learn from nokia's rise and fall?.Academy of Management Learning and Education,15,1, 2-25. Redhead, D. (2004).Electric dreams: Designing for the digital age. London: V A. Rothacher, A. (2004).Corporate cultures and global brands. Singapore: World Scientific Pub.

Difference Between Commercial Bank and Islamic Bank Essay Example

Difference Between Commercial Bank and Islamic Bank Paper Product Differentiation between Islamic Banking and Conventional Banking Submitted to: Quazi Sagota Samina Senior Lecturer, Department of Business Administration. East West University, Dhaka. Submitted by: NameID Arafat Rauf2009-2-10-345 FIN 380 Section: 2 Group: 10 Fall: 2011 Date of Submission: 23rd October 2011 Table of Content Executive Summary3 Objective of the Study3 Limitation of the Study3 Analysis4 Bibliography12 Executive Summary Islamic banking refers to a system of banking or banking activity that is consistent with Islamic law (Sharia’h) principles and guided by Islamic economics. In particular, Islamic law prohibits usury, the collection and payment of interest, also commonly called riba. Generally, Islamic law also prohibits trading in financial risk (which is seen as a form of gambling). In addition, Islamic law prohibits investing in businesses that are considered unlawful, or haraam. Islamic finance has been gaining momentum on a global scale for the last 30 years. Conventional banking is based on collateral. In conventional banks charging interest does not stop unless specific exception is made to a particular defaulted loan. Interest charged on a loan can be multiple of the principal, depending on the length of the loan period. More than half the population of the world is deprived of the financial services of the conventional banks. Objective of the Study Our objective of the study was to know the product differentiation of Islamic Bank and Conventional bank. In which way they differ from each other. In our case, we have use Shajalal Islamic Bank as an Islamic bank and Uttara Bank as a Conventional bank. We mainly focus on to know the difference of Islamic bank and conventional bank. Limitation of the Study We will write a custom essay sample on Difference Between Commercial Bank and Islamic Bank specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on Difference Between Commercial Bank and Islamic Bank specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on Difference Between Commercial Bank and Islamic Bank specifically for you FOR ONLY $16.38 $13.9/page Hire Writer Although we have tried our best to make this term paper perfect but there were some limitations that obstructed us from doing so. We have faced some problems while preparing this report. Some of the limitations encountered while making this report are as follows: The topic has so much to cover, so initially we faced some problem to choose the appropriate field to talk about. We tried to collect information about Uttara Bank, but as not much information is available we faced some problem to make comparison with Shajalal Islamic Bank. Analysis of the study ISLAMIC BANKING Islamic banking refers to a system of banking or banking activity that is consistent with Islamic law (Sharia’h) principles and guided by Islamic economics. In particular, Islamic law prohibits usury, the collection and payment of interest, also commonly called riba. Generally, Islamic law also prohibits trading in financial risk (which is seen as a form of gambling). In addition, Islamic law prohibits investing in businesses that are considered unlawful, or haraam. Amongst the governing principles of an Islamic bank are: * The absence of interest-based (riba) transactions; The avoidance of economic activities involving oppression (zulm) * The avoidance of economic activities involving speculation (gharar); * The introduction of an Islamic tax, zakat; * The discouragement of the production of goods and services which contradict the Islamic value (haram) Islamic law considers a loan to be given or taken, free of charge, to meet any contingency. Thus in Islamic Banking, the cred itor should not take advantage of the borrower. When money is lent out on the basis of interest, more often it leads to some kind of injustice. (Website of sooperarticles. om) Conventional Banking Conventional banking is based on the principle that the more you have, the more you can get. In other words, if you have little or nothing, you get nothing. As a result, more than half the population of the world is deprived of the financial services of the conventional banks. Conventional banking is based on collateral. Conventional banks look at what has already been acquired by a person Conventional banks go into ‘punishment’ mode when a borrower is taking more time in repaying the loan than it was agreed upon. They call these borrowers â€Å"defaulters†. When a client gets into difficulty, conventional banks get worried about their money, and make all efforts to recover the money, including taking over the collateral. In conventional banks charging interest does not stop unless specific exception is made to a particular defaulted loan. Interest charged on a loan can be multiple of the principal, depending on the length of the loan period. (Website of scribd. com) Uttara bank (UBL) UBL is one of the largest private banks in Bangladesh. It operates through 211 fully computerized branches ensuring best possible and fastest services to its valued clients. The bank has more than 600 foreign correspondents worldwide. Total numbers of employees are nearly 3,562. The Board of Directors consists of 13 members. The bank is headed by the Managing Director who is the Chief Executive Officer. The Head Office is located at Bank’s own 18-storied building at Motijheel, the commercial center of the capital, Dhaka. Special loan scheme Consumer credit Uttaran Consumer-Credit Scheme : ________________________________________ UBL started Uttaran Consumers Credit Scheme from 1996. UBL offers opportunity of Financial assistance for †¢Motor cycle/car- New or re-conditioned. Refrigerator/ Deep Freeze. †¢Television/ VCR /VCP/VCD †¢Radio/ Two-in-one/ Three – in – one †¢Air-Conditioner/ Water Cooler/ Water Pump †¢Washing Machine. †¢Personal Computer/ UPS/ Printer/ Type writer †¢Sewing Machine. †¢House hold furniture- Wooden Steel. †¢Cellular Telephone. †¢Fax †¢Photocopier. †¢E lectric Fan- Ceiling/ Pedestal/ Table. †¢Bi-Cycle †¢Dish Antenna. †¢Baby Taxi, Tempo/Microbus (For self employed persons) †¢Kitchen articles such as Oven, Micro-oven, Toaster, Blender, Pressure Cooker etc. Special Features : †¢No collateral security is required. †¢Simple rate of interest. †¢Quick sanction. †¢Maximum Loan amount Tk. ,00,000/- †¢5% incentive on total interest charged Personal Loan : ________________________________________ Personal Loan Scheme for Salaried Officers- †¢Emergency expenses for own marriage of a service- holder or his dependents. †¢Emergency expenses of urgent surgical operation/ medical treatment. †¢Emergency educational expenses of the children for admission/purchase of books, examination fees etc. Special Features : †¢Any permanent salaried employee aged between 20 to 55 years is eligible to get loan. †¢No collateral security is required. †¢Maximum Amount of loan Tk. 1,00,000. à ¢â‚¬ ¢Maximum period of loan upto 3 years. Deposit scheme: ?Saving account Features : †¢Minimum amount : Taka 1,000. 00 †¢Rate of Interest : 4. 50% †¢Free Cheque-Book facility †¢Opportunity to apply for safe deposit locker facility †¢Collect foreign remittance in both T. C. Taka draft. †¢Transfer of fund from one branch to another by oDemand Draft oMail Transfer oTelegraphic Transfer †¢Transfer of fund on Standing Instruction Arrangement †¢Collection of cheques through Clearing House. †¢Issuance of Payment Order / Call Deposit 1. Special Notice Deposit: †¢Govt. , Semi-Govt. , Autonomous organization and an individual may open SND Account with UBL. 7 days notice required to withdraw. Deposit Amount Below 1 crore Equal and above 1 crore and below 25 crore Equal and above 25 crore and below 50 crore Equal and above 50 crore and below 100 crore Equal and above 100 crore 2. Fixed Deposit Receipt †¢Any Bangladeshi national residing home or abroad may open FDR with UBL. †¢FDR may be opened single/joint name for a period of 3, 6, 12, 24 and 36 months. †¢UBL offers attractive/competitive rate of interest in FDR. Fixed Deposit (FDR) Rate of Interest 13 months above but less than 6 months ) deposit below Tk. 1. 00 crore11. 50% b) deposit Tk. 1. 00 crore and above but less than Tk. 5. 00 crore11. 75% c) deposit Tk. 5. 00 crore and above12. 00% 26 months above but less than 1 year11. 00% 31 year above but less than 2 years11. 00% 42 years above but not more than 3 years11. 00% 3. Double Benefit Deposit Scheme a) Any adult Bangladeshi National will be eligible to open this account. b) Minimum Tk. 1,00,000/- (Taka One Lac only) and multiples thereof will be accepted as deposit under this scheme. c) The period shall be of 8. (Eight years Six months) years term. d) Deposit may be encashed before its maturity and no interest will be paid if encashed before 1(one) year of deposit. e) Interest will be paid at Savings rate if encashed after 1(one) year. f) Advance will be allowed up to 80% of the deposit after completion of one year g) Full amount including interest will be paid on maturity. h) Govt. tax, Surcharge, Source Tax, Levy, Govt. Excise duty will be recoveredfrom the depositor’s A/C. i) Account holder can appoint a nominee against the account. ) Bank reserves the right to close the account at any time and make amendment / alteration of the terms conditions of the scheme Without assigning any reason. 4. Monthly Deposit Scheme a) Any adult Bangladeshi National will be eligible to open this account. b) The period of the scheme will be 5 (five) years and 10 (ten) years term. c) Monthly installment will be Tk. 500/-, 1000/-, 2000/-, 3000/-, 5000/- 10000/- d) Monthly installment to be deposited within 10th day of the month. After due date a penalty of Tk. 50/- will be realized from the A/C holder. If the A/C holder fails to deposit 3(three) consecutive monthly Installments, the account will be automatically closed. e) No cheque book will be issued against the account. f ) Deposit may be encashed before maturity. But no interest will be paid if encashed before 1(one) year of deposit. f) Advance will be allowed up to 80% of the deposit after completion of one year g) Interest will be paid at Savings rate if encashed after 1(one) year of deposit. h) Advance will be allowed up to 80% of the deposit after completion of one year. ) Full amount including interest will be paid on maturity. j) Govt. tax, Surcharge, Source Tax, Levy, Govt. Excise duty will be recovered from the depositor’s A/C. k) Account holder can appoint a nominee against the account. l) Bank reserves the right to close the account at any time and make amendment / alteration of the terms conditions of the scheme Without assigning any reason. (Website of Uttara bank) Shahjalal Islami Bank Limited (SJIBL) Comme nced its commercial operation in accordance with principle of Islamic Shariah on the 10th May 2001 under the Bank Companies Act, 1991. During last ten years SJIBL has diversified its service coverage by opening new branches at different strategically important locations across the country offering various service products both investment deposit. Islamic Banking, in essence, is not only INTEREST-FREE banking business, it carries deal wise business product thereby generating real income and thus boosting GDP of the economy. Management Team is strong and supportive equipped with excellent professional knowledge under leadership of a veteran Banker Mr. Md. Abdur Rahman Sarker. Their Vision is to be the unique modern Islamic Bank in Bangladesh and to make significant contribution to the national economy and enhance customers trust wealth, quality investment, employees value and rapid growth in shareholders equity. Islamic Mode of Investment Bai Mechanism: Bai means purchase and sale of goods in cash or on credit or in advance at an agreed upon profit, which may or may not be disclosed to the client. Majority of investments of Islamic banks are extended through this mechanism. A good number of investment products have been designed to facilitate mainly working capital financing which goes as follows: Bai-Murabaha Murabaha LC(Sight/Deferred): Through this mode of indirect facility, the bank facilitates import of goods of the client at fixed rate of service charge (LC commission) on invoice value. LC may be opened at 100% cash or at a different ratio. Murabaha Post Import TR : This is a post import finance under the principle of â€Å"Bai†, extended to retire Shipping Documents under LC opened. We buy the imported goods and sell the same to the importer at a cost plus an agreed upon profit repayable today or on some date in the future in lumpsum or by installments. Usually payment is made by lumpsum from the sale proceeds of the consignment. Possession of goods remains with the client. Collateral security is usually obtained to secure the finance. Murabaha Post Import Pledge : As like as Murabaha Post Import TR with an exception to security. Goods remain under the control of the Bank. Collateral security may or may not be obtained. Bai-Muajjal Bai-Muajjal Commercial TR: It is an agreement between bank and client whereby bank delivers goods to the client upon deferred payment, i. e. the client shall pay the price at some future date at a time, by lumpsum or by installment. Under this mode of nvestment, bank is not supposed to disclose cost price and profit separately. Goods are delivered on trust and Trust Receipt is obtained for legal implication. Bai-Muajjal (Real Estate): Mode of operation and principle of this product are alike Bai-Mujjal Commercial TR. Difference is with the purpose, i. e. the facility is only extended against construction or purchase of building, apartment etc. Bai-Muajjal (WES Bill): Investment facility under this Mode is extended to liquidate ABP liability at maturity, when the client cannot liquidate the liability as a result of non-repatriation of the related export proceeds. Bai-Muajjal (Term): Under this mode of investment, term facility is given to meet client’s requirement, which is repaid by a specific repayment schedule. Purpose is a bit different, such as to meet BG claim, etc. Bai-Salam Bai-Salam (PC): This is export finance. Bai-Salam is a term used to define a sale in which the buyer makes advance payment, but the delivery is delayed until sometime in the future. Usually the seller is an individual or business and the buyer is the bank. The Bai-Salam sales serve the interest of both parties: a. The seller- receives advance payment in exchange for the obligation to deliver the commodity at some later date. He benefits from the salam sale buy locking in a price for his commodity, thereby allowing him to cover his financial needs whether they are personal expenses, family expenses or business expenses. b. The purchaser benefits because he receives delivery of the commodity when it is needed to fulfill some other agreement, without incurring storage costs. Second, a Bai-Salam sale is usually less expensive than a cash sale. Finally a Bai-Salam agreement allows the purchase to lock in a price, thus protecting him price fluctuation. (Website of SJIBL) Islamic Banking Vs Conventional Banking: An Islamic bank is distinguishable from its conventional counterpart by some basic principles, each of which is derived from the Quran, sunna, or both. The main difference between Islamic and conventional banking is that Islamic teaching says that money itself has no intrinsic value, and forbids people from profiting by lending it, without accepting a level of risk – in other words, interest (known as riba) cannot be charged. There are two major differences between Islamic Banking and Conventional Banking: 1. Conventional banking practices are concerned with elimination of risk where as Islamic banks bear the risk when involve in any transaction. 2. When Conventional banks involve in transaction with consumer they do not take the liability only get the benefit from consumer in form of interest whereas Islamic banks bear all the liability when involve in transaction with consumer. Getting out any benefit without bearing its liability is declared Haram in Islam. To make money from money is prohibited – wealth can only be generated through legitimate trade and investment. Any gains relating to this trading are shared between the person providing the capital and the person providing the expertise. (Website of wiki. answers. com) The unique features of the conventional banking and Islamic banking are shown in terms of a box diagram as shown below:- Conventional BanksIslamic Banks 1. The functions and operating modes of conventional banks are based on fully manmade principles. 1. The functions and operating modes of Islamic banks are based on the principles of IslamicShariah. . The investor is assured of a predetermined rate of interest. 2. In contrast, it promotes risk sharing between provider of capital (investor) and the user of funds (entrepreneur). 3. It aims at maximizing profit without any restriction. 3. It also aims at maximizing profit but subject to Shariah restrictions. 4. It does not deal with Zakat. 4. In the modern Islamic banking system, it has become one of the service-oriented functions of the Islamic banks to be a Zakat Collection Centre and they also pay out their Zakat. 5. Lending money and getting it back with compounding interest is the fundamental function of the conventional banks. 5. Participation in partnership business is the fundamental function of the Islamic banks. So we have to understand our customers business very well. 6. It can charge additional money (penalty and compounded interest) in case of defaulters. 6. The Islamic banks have no provision to charge any extra money from the defaulters. Only small amount of compensation and these proceeds is given to charity. Rebates are give for early settlement at the Banks discretion. . Very often it results in the banks own interest becoming prominent. It makes no effort to ensure growth with equity. 7. It gives due importance to the public interest. Its ultimate aim is to ensure growth with equity. 8. For interest-based commercial banks, borrowing from the money market is relatively easier. 8. For the Islamic banks, it must be based on a Shariah approved underlying transaction. 9. Since income from the advances is fixed, it gives little importance to developing expertise in project appraisal and evaluations. 9. Since it shares profit and loss, the Islamic banks pay greater attention to developing project appraisal and evaluations. 10. The conventional banks give greater emphasis on credit-worthiness of the clients. 10. The Islamic banks, on the other hand, give greater emphasis on the viability of the projects. 11. The status of a conventional bank, in relation to its clients, is that of creditor and debtors. 11. The status of Islamic bank in relation to its clients is that of partners, investors and trader, buyer and seller. 12. A conventional bank has to guarantee all its deposits. 12. Islamic bank an only guarantee deposits for deposit account, which is based on the principle of al-wadiah, thus the depositors are guaranteed repayment of their funds, however if the account is based on the mudarabah concept, client have to share in a loss position.. (Website of zaharuddin. net) Bibliography Here are some web addresses we use in our study: I. Official website of SJIBL, see http://www. shahj alalbank. com. bd/default. asp II. Official website of UBL, see http://www. uttarabank-bd. com/ III. â€Å"Similarities and differences between Islamic banking and conventional banking†, see http://wiki. nswers. com/Q/List_similarities_and_differences_between_Islamic_banking_an d_conventional_banking IV. ‘Islamic Banking†, see http://www. sooperarticles. com/finance-articles/demystification-islamic-banking-166518. html V. â€Å"Islamic-Banking-vs-Conventional-Banking†, see http://www. scribd. com/doc/17116904/Islamic-Banking-vs-Conventional-Banking VI. Rahman Zaharuddin, â€Å"Differences between Islamic Bank and Conventional Bank† see http://zaharuddin. net/index. php? option=com_contenttask=viewid=297Itemid=72 (all are accessed in 21st October 2011)